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1. Identify what makes information about a topic useful to you.
2. Defining your topic in some context that makes sense to you.
3. Finding additional information that you can use for your research.
Regardless of where you are getting your information, you need to be aware of a few simple attributes about whatever information you are using.
When evaluating information, here are five helpful considerations:
Currency: timeliness of the information.
Relevance: importance of the information for your need.
Authority: source of the information.
Accuracy: reliability, truthfulness, correctness.
Purpose: reason that the information exists.
Having a firm sense of what your topic is and what you want to do with it are important for focusing your inquiry.
It's OK to start without any real notions of exactly what you want to do, but the general abundance of information available on most topics will typically force you to focus your inquiry to make the entire process manageable.
Broadly thinking, keep in mind:
... the difference between SAVING and INVESTING ...
... the difference between defined BENEFIT and defined CONTRIBUTION ...
... the difference between retirement contributions BEFORE personal income tax and contributions AFTER personal income tax ...
In this particular case, you should be looking at a specific type of retirement plan or approach.
Some examples to think about (in no way exhaustive):
IRA (individual retirement account)
Roth IRA (a type of IRA with special tax incentives)
Automatic Payroll Deduction
Mutual Funds / Stock Funds / Bond Funds
Target Funds (a type of Mutual Fund)
401k or 403b
Automatic Enrollment (by employers of employees in savings programs)
Suggestions for getting you started:
There are "general" academic research tools that focus on the "better/best" publications across a number of disciplines and subject areas; and then there are "discipline" or "subject" focused research tools that strive to be as encompassing of all publications, reports, etc. that are available in a given field like Economics or Business.
Just about every major area of study has a particular research tool(s) that you'll become familiar with as your academic career progresses and you focus on a particular area/program of study.
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